The financial requirement is £29,000 per year for couples without children, with additional amounts required for each dependent child.
Calculate Required Income
Income thresholds:
- Couple with no children: £29,000
- Plus first child: £32,800 (additional £3,800)
- Plus each additional child: £35,200, £37,600, etc. (additional £2,400 each)
Determine Your Income Category
Your sponsor can meet this requirement through:
- Salaried employment (most common)
- Self-employment
- Cash savings (£88,500 minimum for couples, held for 6 months)
- Pension income
- Non-employment income (property rental, dividends)
- Combination of sources
What to do:
- Review your sponsor’s last 6 months of payslips and bank statements
- Calculate total gross annual income
- If self-employed, review last tax year’s income reported to HMRC
- If using savings, verify account balances for the past 6 months
- Choose the category that best fits your circumstances
- Read Appendix FM-SE of the Immigration Rules for specific evidence requirements